Insurance & Fees

Insurance & Fees

The following is the list of insurances with which we participate. This will be updated from time to time as needed:

  • Aetna Commercial/Medicare
  • Amerigroup MD
  • Apostrophe
  • CareFirst BCBS
  • Cigna Healthcare
  • HealthNet Federal Services (HNFS) Tricare
  • Humana
  • Humana Military Tricare
  • Maryland Medicaid
  • Medicare – MD – Novitas
  • Medicare – MD – Novitas – Revalidation
  • Medicare MDPCP
  • MedStar Family Choice
  • Multiplan/PHCS
  • Railroad Medicare Maryland
  • United Healthcare
  • WebTPA – Custom Ink

*Medicaid participation is optional and varies amongst Privia Medical Group providers – please verify participation prior to your visit.

Note: You should always check with your Privia Medical Group provider to verify plan and product coverage as this is not an exhaustive list, and plans change frequently.

Cal Arundel Family Medicine is a designated Carefirst Primary Care Medical Home.

Please bring your insurance card with you to each and every appointment. It is imperative that we confirm your continued coverage, and if you have a managed care plan, one of our doctors must be listed on your card (or be indicated by a unique identifying number). If you bring a card without this information, and have not made prior arrangements, you may be responsible for the full charge of your visit.

We also ask that you be prepared to pay any co-pay or amount due at the time of service. You may pay by cash, check or credit card.

If you have any questions regarding a bill you received for laboratory (blood, urine, etc.) studies, please direct them to the lab that processed the test.

Note that if your lab test was processed by LabCorp or Quest Diagnostics, you should direct questions regarding lab bills directly to the facility that did the work.

Please note: We assess a missed visit fee of $35 unless your appointment has been canceled at least 24 hours prior to your scheduled time. Our patient’s time is very important to us and we feel that arriving on time and being able to predict who will arrive is an integral part of the physician staying on schedule. In addition, it is frustrating to both patient and doctor when we have no appointments available, yet the physician is waiting idly for a no-show. Therefore, the missed office fee is invoked primarily as an incentive to properly notify us when you are not able to keep an appointment.

Payment Options

We accept cash, Visa, Mastercard, Discover, American Express, and personal checks.


We encourage patients to keep a credit card on file to make the checkout process easier, faster, and more efficient. You will no longer receive statements from us, but you will continue to receive your Explanation of Benefits (EOB) from your insurance carrier once your claim has been processed, detailing the charges and payments made on your behalf.

At check-in we will:

  • scan the credit card of your choice, including your Flexible Spending Account (FSA) or Health Savings Account (HSA) card

After your insurance has paid their portion, we will:

  • notify you via email of the balance owed
  • charge the balance owed to your card on file
  • email a receipt for the charge

Your credit card information will always be fully protected by our off-site, card-processing partner Elavon, and not on our computers, as required by industry standards (Payment Card Industry Data Security Standard – PCI-DSS).


No Shows
Missed Appointment $35
Missed Physical $100
Late Cancellation $50
Missed Pediatric Appointment $35
No-Show $50
Missed Procedure $200
New Patients Total Charge or Minimum $200 Deposit
Established Patients Total Charge or Minimum $150 Deposit
New Patients Total Charge or Minimum $200 Deposit
Established Patients Total Charge or Minimum $150 Deposit
Procedures Total Charge or Minimum $200 Deposit

Additional Resources

Avoiding Surprises in Your Medical Bills

Avoiding Surprises in Your Medical Bills (Spanish)

Understanding Healthcare Prices: A Consumer Guide

Understanding Healthcare Prices: A Consumer Guide (Spanish)

Planning For a Medical Procedure